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HISTORY MBAC is one of the oldest and most influential mortgage banking organizations in the nation. It was organized in North Carolina in 1955, and became the only two-state mortgage banking organization in 1958 when South Carolina joined forces with its sister state. Early leaders of MBAC included such industry giants as C. C. Cameron of Cameron Brown Company (now Wachovia), Carlyle McDowell of Wachovia Bank & Trust Company, N.G. Speir of N.G. Speir, Inc., and Lex Marsh of Marsh Realty Company. Today with nearly 160 member firms, there is a strong business and professional relationship within MBAC. Over the years, the members of MBAC have worked for many legislative improvements in both North and South Carolina, and have also helped defeat many legislative proposals harmful to the industry. MBAC has worked closely with the many federal and state agencies helping to bring about new improved programs and procedures to the mortgage banking industry. To promote mortgage banking

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