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Roosevelt Gist pulls back the curtain on the dealer financing system in Episode 2 of The Color of Our Money Is Green — the five-step process from credit application to signed contract, the eight line items every buyer should review before signing, and four specific phrases to use at the finance desk. What You Learn: How the buy rate and dealer reserve system actually works Why the dealership's financial incentive runs opposite to yours The eight line items to review on every retail installment sale contract Four specific phrases to use at the finance desk How loan term affects total cost as much as the interest rate does Resources Mentioned: "The Color of Our Money Is Green: A Buyer's Guide to What Cars Actually Cost" — stan.store/RGist AnnualCreditReport.com — free credit reports from all three bureaus National Bankers Association directory — nationalbankers.org Inclusiv directory — inclusiv.org ___________________________________________________________________ AutoNetwork helps serious car shoppers inspect any new vehicle online before walking into a dealership. I'm Roosevelt — I've been reviewing cars and shaping digital car buying and credit union auto leasing since before YouTube car reviews existed. You'll find detailed walkaround reviews, POV test drives, and buyer-focused breakdowns covering comfort, space, features, and real-world value. How to use the channel: Watch the walkaround of the car you're considering Visit AutoNetwork.com for the full review Check CouponsOffersAndDeals.com for current dealer specials Walk in already knowing what you want — and what it should cost 🌐 AutoNetwork.com 💰 CouponsOffersAndDeals.com Affiliate disclosure: some links earn a small commission at no cost to you and help support the channel. Insta360 is one of those partners.

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