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The Economics of Ability

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In this episode, Christine Brunsden shares her innovative approach to creating an integrated system she calls an Ability Ecosystem that connects policy, technology, finance, and social services to empower individuals with disabilities. Her work aims to transform fragmented systems into seamless, accessible support networks, ultimately fostering a society where ability diversity drives innovation and inclusion. If today’s conversation resonated with you, Christine is building the infrastructure the disability community was never given. Join the waiting list at: https://ca01.l.antigena.com/l/vfMbAEPk3Pr9Am-ceDwqGmrMLoa37hh1KEkj1E5mDKJl4E__8f5ZHbsR-SVw82Z_ra8xCi4NfwPEJYowcM6XL9nK8CYS~At7oErj5NLBzFxomRGSY-yAeN3daboh~1P Takeaways: 🪓Personal and professional experiences shaping a vision for an ability ecosystem 🧬The fragmentation of disability support systems in healthcare, finance, and government 🪓Challenges families face navigating complex bureaucratic processes 🧬The importance of early data collection and medical record management 🪓How AI can revolutionize understanding and access to benefits 🧬The staggering $15 billion unclaimed Disability Tax Credit (DTC) annually 🪓Barriers created by misconceptions and gatekeeping within medical systems 🧬The potential of the Registered Disability Savings Plan (RDSP) for long-term financial stability 🪓The role of advocacy, community, and technology in closing gaps for disabled populations Quotes: ā€œWe all feel like we’re in a camouflage maze, hunting for hidden doors and keys.ā€ ā€œChance is not going to fix this. It’s not just inclusion. It’s system redesign.ā€ ā€œExperience intelligence is lived experience plus professional experience plus contextual understanding.ā€ ā€œWhy are we leaving it up to chance to connect the dots?ā€ ā€œWe need to start taking agency over our own medical records from day one.ā€ ā€œThere are 200+ benefits, and no one is guiding people to them.ā€ ā€œFifteen billion dollars a year is left unclaimed - just from one credit.ā€ ā€œGatekeepers, often unintentionally, keep people away from the support they need.ā€ ā€œI don’t feel like this is work I chose - I feel like it chose me.ā€ Chapters: 00:00 - Introducing the need to rethink system design for disability inclusion 02:16 - Christine’s background and motivation rooted in personal experience 03:04 - Signals indicating systems weren't designed for people with disabilities 04:31 - Navigating fragmentation: The maze of benefits, forms, and programs 10:40 - The challenge of uncoordinated EMR systems and the need for early agency 12:26 - The transition from childhood to adulthood and medical record continuity 15:23 - How CRA’s medical record requests complicate benefit access 16:51 - The importance of medical record management from day one 19:13 - The enormous unclaimed benefits: $15 billion in DTC alone 20:23 - The gap in healthcare professional knowledge about disability benefits 21:17 - The negligible training hours on disability criteria for medical professionals 22:40 - The impact of barriers on everyday expenses and quality of life 23:50 - Economic multiplier effects of unlocking unclaimed benefits 24:34 - The societal benefits of enabling access to resources and reducing gatekeeping 26:04 - Misconceptions among doctors about disability and eligibility 27:14 - The critical role of early diagnosis, records, and advocacy in financial planning 30:48 - The untapped potential of AI in identifying eligibility through medical data 32:39 - Harnessing AI for clarity, access, and advocacy in medical records 34:48 - Addressing the wealth gap through increased RDSP adoption and funding 36:26 - A vision for a future where navigation and benefits are accessible and effortless 40:31 - The importance of human expertise and community in deploying technological solutions 41:23 - How experienced individuals can shape AI tools to solve human problems 42:09 - Final thoughts: Building a society where flourishing is accessible to all Resources & Links: • Canada Disability Savings Plan (RDSP) https://www.canada.ca/en/employment-social-development/programs/disability/savings.html • Disability Tax Credit (DTC) https://www.canada.ca/en/revenue-agency/services/tax/individuals/segments/tax-credits-deductions-persons-disabilities/disability-tax-credit.html • Benefits2 (Building a comprehensive record storage and advocacy platform; currently in development) https://benefits2.ca/ Connect with Christine Brunsden: • LinkedIn - https://www.linkedin.com/in/christinebrunsden/ #flourish #wealth #wealthmanagement #investing #advisor #KnowThyWealthKnowThyself Connect with Gillian: https://www.linkedin.com/in/gillian-stovel-rivers-ma-cfp%C2%AE-cea-997094124/?originalSubdomain=ca https://x.com/GillianStovelR https://www.instagram.com/gillianstov... https://flourishfamilywealth.com/

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