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Explore UPI pe upto ₹ 300 MDR Fees : Forward vs Backward Shifting Decoded for UPSC #Economy with 212,898 views, 1,370 likes, and 147 comments. Experience the impact of this video content that has captured audience attention.

- 💻🎁 Win laptop, iPhone etc this Sunday with UCSC Test - https://unacademy.onelink.me/M2BR/dzv6awxp - 📚 Mrunal’s Economy Book now on Amazon https://link.amazon/B01w46a43 - Download topic wise PYQs https://unacademy.com/content/upsc/downloads/ ### TIMESTAMPS: 00:00 Intro 00:48 things to know about MDR 01:12 Who levies the MDR fee 01:53 MDR rate slabs 02:58 Standard rate Rs 300 cap 03:20 Lower rate for share market 03:42 Concessional Rs 5 slab 04:39 Forward vs backward shifting 04:55 Backward shift example 05:23 Forward shift example 06:12 Why backward shifting ### DESCRIPTION: Dr. Mrunal Patel, UPSC Educator and Economy Subject Expert, explains the new UPI Merchant Discount Rate (MDR) fee to teach the Economy concept of tax incidence. Covers who levies the MDR fee (NPCI and payment apps, not the Finance Ministry), fee slabs under the Payment and Settlement Systems Act 2007 (free transactions, 0.4% up to Rs 300 cap, concessional Rs 5 slab for insurance, petrol, utilities, farm inputs, education), and why government expects backward shifting rather than forward shifting onto customers. Also covers Deepening of Capital Market as the reason share-market transactions get a lower rate. For UPSC CSE, SSC-CGL, State PSC, Banking, IBPS, RBI Grade B, CAPF, CDS, ACIO, APFC aspirants. Free material at Mrunal.org. ### TAGS: Mrunal, Mrunal Patel, Mrunal.org, Win26, PCB16, UPI MDR, merchant discount rate, forward shifting, backward shifting, tax incidence, NPCI, capital market deepening, UPSC economy, UPSC CSE, SSC CGL, State PSC, IBPS, RBI Grade B, CAPF, CDS, ACIO, APFC ### Frequently asked / search topics answered in this video: - Who charges the UPI MDR fee and who receives it - UPI MDR rate slabs and free transaction limits - Difference between forward shifting and backward shifting - Why share market transactions have lower MDR - Which sectors get concessional Rs 5 MDR rate - Will UPI MDR fee be passed on to customers

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