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#PenalInterest #LoanCharges #FinanceTips #MoneyMatters #LoanEducation Apply now for a personal loan - https://bit.ly/Personal_loan_SMICC Penal interest is an extra charge applied by lenders when borrowers delay or miss repayments. It's a higher rate applied only to overdue amounts, calculated as a percentage per month. For example, a 2% monthly penal interest on ₹10,000 overdue would add ₹200 for that month. It continues until the dues are cleared. Paying on time avoids these charges. At SMFG India Credit, we offer transparent terms and encourage timely payments for better financial health. To know more About Penal Interest, click on the link below: https://bit.ly/3G0VFdX Subscribe to our YouTube channel and watch more informational videos about personal finance: http://bit.ly/SMFG_India_Credit_Subscriber You can also be in touch with us on: Facebook: https://www.facebook.com/SMFGIndiaCredit LinkedIn: https://www.linkedin.com/company/smfg-india-credit/ Instagram: https://www.instagram.com/smfgindiacredit/ Twitter: https://twitter.com/SMFGIndia ==================================================== SMFG India Credit Co. Ltd. is among the leading NBFCs of India. Since its launch in 2007, SMFG India Credit has successfully and strongly established itself, spread across the country's broad financial landscape, with a PAN India branch network serving millions of customers. Our services are dedicated to provide financing to the underserved segments, including retail consumers and small business owners / SMEs. We offer unsecured as well as secured financing through an array of products including personal loans, commercial vehicle and two-wheeler loans, home improvement loans, loans against property and personal loans. SMFG India Credit Co. Ltd. is wholly owned by the Sumitomo Mitsui Financial Group (SMFG).

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