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Check out Capitalize to consolidate your retirement accounts: https://hicapitalize.com/caleb. See site for full terms. This video is sponsored by Capitalize! ▶LIMITED TIME: 1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget 2) Get all the tools you need to reach financial freedom. My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle Any questions? Email [email protected] ▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com ▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join _______________________ ▶Resources I use/would use (with discounts/sign-up bonuses): 1) *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match. 2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb 3) Checking & Savings: Get up to 3.75% APY, pay no account fees, and get your paycheck early when you sign up and set up direct deposits. Terms apply: https://clickurl.ca/caleb-chime 4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer 5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad) 6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/ 7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer _______________________ ▶Other channels: 1) Your Week In Money: https://www.youtube.com/@calebhammershow 2) Finacial Audit Follow-Ups: https://www.youtube.com/@calebhammerclips _______________________ ▶Fun things: 1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer 2) Get your own Hammer Financial Score: https://www.calebhammer.com 3) Merch: The most fun website: https://shop.calebhammer.com _______________________ ▶ My socials: https://linktr.ee/calebhammer ▶ Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply Any questions? Email [email protected] _______________________ Chapters: 00:00 Job and income 04:26 In what world?! 08:15 Oh boy, is this a joke? :musical_keyboard: 10:04 Capitalize 16:00 Lifestyle creep much… :rage: 21:01 That’s not an answer!!! 24:06 Exclusive Member Content 27:30 I’m calling your BS! 34:15 Your efforts are literally futile 41:00 Bad time to drive German :de: 47:18 Caleb W life advice 49:58 Best High Yield Savings 51:36 What a car… :car: 55:11 She needs a budget! 1:00:00 Wait you haven’t paid?! :us: 1:05:20 How do I even help… 1:10:45 She won’t do it 1:12:53 Hammer Financial Score _______________________ ▶ Sponsorship and business inquiries: [email protected] _______________________ These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche, pension, retirement, financial independence retire early. _______________________ ▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice. ▶Sponsorship and business inquiries: [email protected]

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