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Old Dominion Mortgages | Virginia Mortgage Rate Truth: How Points & Credits Really Work Analytics Table
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About Old Dominion Mortgages | Virginia Mortgage Rate Truth: How Points & Credits Really Work
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Duane Buziak, NMLS #1110647 | Coast2Coast Mortgage LLC, NMLS #376205 | Equal Housing Opportunity Licensed in VA, FL, TN, GA, DC, NC, SC & MD. Are you shopping for a home loan in Virginia and wondering whether paying discount points to buy down your mortgage interest rate makes financial sense? Advertised interest rates online often hide thousands of dollars in upfront fees required to secure those lower monthly payments. In this video, Duane Buziak, Mortgage Maestro breaks down how mortgage discount points and lender credits really function. Learn how to calculate your break-even period, evaluate cash-to-close requirements, and choose the loan structure that best aligns with your housing goals in Richmond, Virginia Beach, Fredericksburg, Norfolk, Chesapeake, Henrico, and Chesterfield. Tools & Resources: 📊 Loan Calculator & Optimizer: https://loanestimateoptimizer.com/ Get your NoTouch Credit Pull pre-approval — no hard inquiry, no pressure. Link below: https://olddominionmortgages.com/ About Duane Buziak, Mortgage Maestro: • Duane Buziak, Mortgage Maestro | NMLS #1110647 • Coast2Coast Mortgage, LLC | NMLS #376205 • Awards: Scotsman Guide Top Originator | Virginia Broker of the Year 2024–2025 • Licensed States: Virginia, Florida, Tennessee, Georgia, Washington DC, North Carolina, South Carolina, Maryland • Phone: 804-212-8663 • Email: [email protected] Equal Housing Lender. This is not a commitment to lend. All loans are subject to credit approval. Eligibility requirements apply. Interest rates change daily and vary based on market conditions and individual financial profiles. #VirginiaMortgage #MortgageRates #DiscountPoints #FirstTimeHomeBuyerVA #VirginiaRealEstate #DuaneBuziak #MortgageMaestro #RichmondVA #VirginiaBeach #HomeLoansVirginia
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