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Explore 🔴RBI EMI Moratorium | Loan, Credit Card, Interest का क्या होगा | Full Details Hindi with 332,112 views, 7,368 likes, and 1,161 comments. Experience the impact of this video content that has captured audience attention.

📚Payroll, Excel & Labour Law Courses for career growth: https://lpt.institute/courses/ 💸DEMAT Account: https://link.lla.in/Demat _____________________________________________________ On 27th March 2020, the RBI announced some big reforms in banking and EMI. These were brought about due to the economic crisis owing to the covid-19 worldwide lockdown. This video answers some important questions one might have regarding outstanding loan payments and EMI. RBI press release dated 27.03.20: https://rbidocs.rbi.org.in/rdocs/PressRelease/PDFs/PR21302E204AFFBB614305B56DD6B843A520DB.PDF Read about this in English: https://labourlawadvisor.in/blog/category/financial-advisor-labour-law-advisor/ _____________________________________________________ Chapters: 00:00 Intro 01:20 RBI press release 02:15 What does moratorium on loan mean? 03:30 What loans are covered under moratorium? 04:11 Are both principal and interest covered? 04:43 Have all banks/NBFCs extended a moratorium? 06:04 My EMI has an ECS mandate. Will my EMI automatically be deferred or will individual customers have to opt-in for a moratorium? 06:46 I do not want deferred payment and subsequent interest, am I allowed to pay normally? 07:06 Do I have to pay any interest on the loan at a later date, for the 3-month moratorium period? 07:35 Will the tenure of the loan be extended? 08:02 Will I have to pay interest in one go after 3 months or will EMI be adjusted? 08:35 Does this mean that I will have to pay all 3 EMIs in one go in June? 08:59 If my bank suspends my EMIs, will non-payment result in any impact on my credit score? 09:16 Which banks can offer this deferment to their customers? 09:47 Does the moratorium cover credit card payments? 10:20 What has the RBI announced for businesses? 10:49 What should you do if you have an outstanding loan? _____________________________________________________ PLAYLISTS : Money Frauds You Must Know: https://link.lla.in/LLA-PL-Money-Frauds Life Insurance Guide: https://link.lla.in/LLA-PL-life-insurance Demat Account Guide: https://link.lla.in/LLA-PL-Demat-Account-Guide Income Tax: https://link.lla.in/LLA-PL-Income-Tax-TDS Jagruk Talks S2: https://link.lla.in/LLA-PL-Jagruk-Talks-S2 Business Basics: https://link.lla.in/LLA-PL-Business-Basic ABC of Personal Finance: https://tinyurl.com/LLA-Financial-Advisor-Playlist Labour Law Crash Course Series: https://tinyurl.com/Labour-Law-Crash-Course Social Security Schemes: https://tinyurl.com/LLA-Social-Security-Schemes _____________________________________________________ Follow us on Social Media📲 Twitter: https://link.lla.in/LLAtwitter Instagram: https://link.lla.in/LLAinsta Telegram: https://t.me/JoinLLA Facebook: https://link.lla.in/LLAFB _____________________________________________________ 📰Get the LLA newsletter for FREE: https://labourlawadvisor.in/newsletter/ 🕵️Employment Consultancy, Contract Review, Salary Structure Review: https://www.consult.lla.in/ #RBI #EMI #Moratorium #LLA

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