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Explore Jean-Michel Garcia, BNP Paribas | IBM Think 2026 with 10,511 views, 167 likes, and 1 comments. Experience the impact of this video content that has captured audience attention.

In this interview from IBM Think 2026, Jean-Michel Garcia, chief technology officer of BNP Paribas, joins theCUBE's John Furrier to discuss how Europe's largest bank is moving from AI experimentation to industrialized deployment at scale. Garcia, who oversees infrastructure, application security and production operations for a team of roughly 13,000, reflects on BNP Paribas's structured approach to AI governance — establishing a group-level framework that now encompasses nearly 1,000 active use cases generating approximately 750 million in annual value. He explains how the bank avoided the pitfalls of its prior digital transformation by deliberately balancing local experimentation with the longer-term discipline required to extend AI across the full enterprise perimeter. The conversation also explores BNP Paribas's evolving AI factory and token strategy, including the trade-offs between running open-source models on-premises and sourcing tokens externally as frontier model performance shifts rapidly. Garcia details how the bank is separating inference from training workloads and pursuing hardware-agnostic token economics to reach a neutral cost position. He discusses the pragmatic approach to developer tooling — evaluating IBM's Bob, Cursor and GitHub Copilot in parallel rather than converging prematurely on a single platform, preserving flexibility as the ecosystem matures. From the imperative to protect client data in regulated environments to the challenge of making strategic infrastructure decisions without any historical precedent, Garcia outlines what it means to be a frontier practitioner navigating the hybrid AI era at the scale of a global bank. Find more SiliconANGLE news and analysis https://siliconangle.com/ Follow theCUBE's wall-to-wall event coverage https://siliconangle.com/events/ Learn about the latest theCUBE events https://www.thecube.net/ 00:00 - Intro 00:05 - AI-Driven Transformation in Financial Services: A BNP Paribas Case Study 02:42 - Strategic Innovation: Navigating Governance and Growth in the Digital Era 05:23 - Advancing Innovation: The Role of AI Assistants and Tooling Development 09:05 - Evaluating Market Changes and Token Use 11:08 - Building and Optimizing Distributed Systems 13:31 - Strategic Paradigms and Insights in AI #theCUBE #IBMThink #theCUBEresearch #BNPParibas #EnterpriseAI #AI

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