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Why 84% of Homeowners Refuse to Go Green (It's Not About Money) Analytics Table

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What if not making the energy transition costs seven times more than a global pandemic? Why homeowners refuse to go green, sustainable home upgrades, and green energy transition. In this episode, host Robert Rubinstein, Founder of TBLI Group, sits down with Sandra Phlippen, Chief Sustainability Officer at ABN AMRO and Professor of Sustainable Banking (by special appointment) at the University of Groningen. Formerly ABN AMRO's Chief Economist, Sandra also advises the Dutch Council of State on national and European budget matters. In this video, we expose the hidden costs of eco-friendly home renovations, the real problems with solar panels and heat pumps, and the green energy mistakes nobody is warning you about." We explore: -Why failing to transition costs roughly 20% of global GDP — about seven times the economic damage of a pandemic — versus just 1-2% of GDP to actually do it -ABN AMRO's public commitment to cut absolute emissions across its full lending portfolio, not just emissions "intensity" (a target most banks quietly prefer because it's easier to hit) -The bank's analysis of 700,000 mortgages: 84% of homeowners could improve their home's energy efficiency at zero net monthly cost — yet when called directly, most said no -Why the real blocker wasn't economics but trust and hassle, and how ABN AMRO built a "one execution train" of 40 vetted installers to remove both, tested on 1,500 clients and covered by the Financial Times -Why ESG capital flows have tracked interest rates more closely than conviction — and what that means as rates trend down -Robert's challenge on Climeworks: how a carbon capture company raised over $1 billion while producing more CO2 than it removes, and why nature-based conservation delivers more for a fraction of the fees "The transition should not be about ideology. We as a bank have to take responsibility to fix these issues for people." For anyone serious about where climate finance is actually working inside a major bank, not just in its press releases, this episode is essential listening. Timestamps: 00:00 Meeting Sandra Phlippen, ABN AMRO's incoming Chief Sustainability Officer 00:52 From climate macro scenarios as Chief Economist to running sustainability 01:49 The number: not transitioning costs 20% of global GDP — 7x a pandemic 09:58 ABN AMRO's commitment to absolute emission reduction, not just intensity targets 17:12 Why business schools discourage students from working at NGOs 26:01 ESG investment flows track the interest rate cycle, not conviction 33:39 700,000 mortgages analyzed: 84% could go green at zero net cost 39:33 Why people still said no — trust and hassle, not economics 41:31 Building the "one execution train": 40 installers, 1,500 clients, FT coverage 44:39 The Climeworks critique and the money-flow problem in nature-based solutions 52:36 The private equity SDG report that fell apart under scrutiny A📌 Subscribe to TBLI Radical Truth for unfiltered, deep-dive discussions with sustainable finance challenging the conventional narratives around impact and the future of finance. https://www.youtube.com/channel/UCDBhRVM93uUnAAtqOMIz_yg?sub_confirmation=1 EXTRACTION How business takes your money, your work, your resources, your data and your future, while presenting itself as something else entirely. Robert Rubinstein's next book, from 30 years inside the system. If this conversation makes you question where your money is actually going, Extraction takes that investigation much further. Follow its progress in the free Radical Truth Discussion Network: https://tblicircle.com/share/Lnu4hDm8ayILGevs?utm_source=manual TBLI GROUP - https://www.tbligroup.com - Robert Rubinstein on LinkedIn: https://www.linkedin.com/in/robertrubinstein/ #ESG #ClimateFinance #SustainableBanking #ImpactInvesting #Greenwashing #ABNAMRO #RadicalTruth #EnergyTransition

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