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3 SIP Myths You MUST Stop Believing! 💰🤯 Analytics Table
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3 SIP myths you should know before you start investing :👇: 1. Any SIP will give similar results if you stay invested long enough Not true. A SIP in large caps, mid caps and small caps can have completely different outcomes. In a specific period, small and mid caps may offer higher returns, but they also come with deeper drawdowns and a higher chance of negative returns over shorter periods. What you invest in matters just as much as how long you stay invested. 2. The best-performing fund will keep giving the best returns One year’s No. 1 fund can drop far down the rankings the very next year. Instead of chasing last year’s winner, choose funds based on your goals, time horizon and overall portfolio. 3. Stopping your SIP is the best move when markets fall When markets fall, your fixed investment buys more units at lower prices. During COVID, long-term SIP returns temporarily fell to just 2–4% for some investors. But those who stayed invested through the recovery later saw returns climb back to around 13.5% CAGR. What you invest in, how long you stay invested and whether you can stay disciplined during bad markets matter just as much. Save this and follow for more!
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