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Explore Top Investor's WARNING: End Of Middle Class Dreams & Loan Trap |Saurabh Mukherjea |FO535 Raj Shamani with 2,122,527 views, 21,334 likes, and 1,587 comments. Experience the impact of this video content that has captured audience attention.

Download Porter here: https://app.adjust.com/221dq7q6 -------------- Get your hand-picked playbook here: https://www.figuringout.co/pdf/fo-535 -------------- Guest Suggestion Form: https://forms.gle/bnaeY3FpoFU9ZjA47 -------------- Design Your Own Podcast Episode: https://forms.gle/sx8iyUF9vnqhgvru7 -------------- Trying to grow your Social Media? Talk to us - https://forms.gle/sJfksjy4K3rpNnvF9 -------------- Disclaimer: This video is intended solely for educational purposes and opinions shared by the guest are his personal views. We do not intent to defame or harm any person/ brand/ product/ country/ profession mentioned in the video. Our goal is to provide information to help audience make informed choices. The media used in this video are solely for informational purposes and belongs to their respective owners. --------------- Order 'Build, Don't Talk' (in English) here: https://amzn.eu/d/eCfijRu Order 'Build Don't Talk' (in Hindi) here: https://amzn.eu/d/4wZISO0 -------------- Follow Our WhatsApp Channel: https://www.whatsapp.com/channel/0029VaokF5x0bIdi3Qn9ef2J -------------- Subscribe To Our Other YouTube Channels:- https://www.youtube.com/@rajshamaniclips https://www.youtube.com/@RajShamani.Shorts 🎧 Stream Figuring Out episodes on Spotify: https://open.spotify.com/show/736rhmW7vilNgkFFo8aDz4 📺 Watch Figuring Out episodes on YouTube: https://youtube.com/playlist?list=PLE0Jo6NF_JYO5-phess8GKafKMtPv3tfZ --------------- Timestamps - 00:00 - Intro 03:24 - The Rise of Indian Women 05:44 - Why India's Middle Class Is Drowning in Debt 16:35 - Who Really Belongs to India's Middle Class? 20:41 - Only 2 Crore Indians Pay Income Tax — Who Funds India? 25:23 - Why White-Collar Jobs Are Disappearing 30:37 - The Industrialization of Aspiration 34:39 - The Skinner Box Theory: Why Indians Get Addicted to UPSC & Government Exams 43:43 - Shocking Azim Premji University Graduate Employment Data 45:50 - Is Luxury Unemployment Real? 54:29 - Why Successful People Don't Chase Fancy Job Titles 1:01:47 - Why Global Brands Partner With Local Influencers 1:06:17 - How the UK and US Lost Their Middle Class 1:11:13 - Why AI Is Replacing India's Outsourcing Jobs 1:15:32 - How Japan Escaped the Middle-Class Trap 1:19:55 - Should Young People Still Go to College? 1:21:55 - One of the Craziest Insights From His Book 1:28:33 - 5 Biggest Business Opportunities in the AI Economy 1:39:16 - India vs China vs America: Who Will Lead the Next 20 Years? 1:46:09 - Why Doing Business in India Is So Hard 1:52:08 - Outro --------------- In today’s episode, we sit down with Saurabh Mukherjea, Author and Founder of Marcellus Investment Managers, to talk about careers, wealth, and why the old middle-class playbook no longer works. We discuss why degrees are losing value, why skills are becoming more important than qualifications, and why India remains obsessed with exams like UPSC and JEE. Saurabh explains how EMIs keep many middle-class families financially stuck, why business can create more opportunities than traditional careers, and why some blue-collar jobs now pay surprisingly well. The conversation also covers the rise of India’s women cricketers, the changing job market, and whether India is ready to compete with the world's best. Subscribe for more such conversations. Follow Saurabh Mukherjea: Linkedin: https://linkedin.com/in/saurabh-mukherjea-marcellusinvestment --------------- About Raj Shamani Raj Shamani is an entrepreneur and the host of the Figuring Out Podcast. He sits down with experts, athletes, celebrities, billionaires, and world leaders to break down how they actually win: money, business, mindset, relationships, and life. He's also a bestselling author, speaker, and angel investor. His work sits at the intersection of business, psychology, and human behaviour. To Know More, Follow Raj Shamani On ⤵︎ Instagram @RajShamani https://www.instagram.com/rajshamani/ Twitter @RajShamani https://twitter.com/rajshamani Facebook @ShamaniRaj https://www.facebook.com/shamaniraj LinkedIn - Raj Shamani https://www.linkedin.com/in/rajshamani/ • • • #podcast #FiguringOut #RajShamani #investment #wealth #skills #upsc #jee About Figuring Out Figuring Out Podcast is a Candid Conversations University where Raj Shamani brings raw conversations with the Top 1% in India.

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