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Explore Harshil Mathur: AI Is Compressing Every Moat with 20,831 views, 558 likes, and 27 comments. Experience the impact of this video content that has captured audience attention.

Razorpay is India's largest payments platform, processing over $180 billion annually. They were also the first Indian company YC ever invested in, and went through the W15 batch. In this fireside at Startup School India, co-founder and CEO Harshil Mathur sat down with YC's Jon Xu to talk about the early days of building a payments company in India, the near-death moments that shaped the company's culture, and what he's learned about staying in founder mode ten years in. Chapters: 0:00 – Intro 1:11 – Discovering the payments problem 3:47 – Pivoting from education to startups 6:49 – Building in a regulated market and the one-year wait 9:10 – Losing conviction and finding it again through customers 11:10 – The bank pulling the plug two weeks after Demo Day 16:11 – Betting early on UPI before India's biggest banks 23:50 – AI, founder mode, and what it takes to build for 10 years

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