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Are you renting and wondering if you're actually ready to buy a home? Before you start scrolling through listings, you need to know the real number — how much house you can comfortably afford without stretching yourself too thin or leaving money on the table. In this video, mortgage expert Duane Buziak walks you through the exact formula lenders use to calculate affordability, what most online calculators get completely wrong, and how your credit score, down payment, and current debts all change what you can qualify for. This is the video to watch before you take a single step toward buying a home. ✅ The exact formula to calculate what you can afford ✅ Why most online mortgage calculators mislead buyers ✅ How your credit score and debts shift your buying power ✅ What lenders look at when determining your loan amount ✅ How to find out your real number before talking to a lender Subscribe to Lower Mortgage Rates for weekly expert tips, mortgage strategies, and real guidance that helps everyday buyers make smarter home financing decisions. 📞 Call Duane: 804-212-8663 ✉️ Email: [email protected] 🪪 NMLS #1110647 #HowMuchHouseCanIAfford #MortgageTips #FirstTimeHomeBuyer #HomeAffordability #LowerMortgageRates #HomeBuyingTips #MortgageAdvice #StopPayingRent #HomeLoanTips #RealEstateAdvice #MortgageApproval #HomeOwnership #BuyAHome

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