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The end of financial year is here — and most Australians will let June 30 pass without doing a single thing to legally reduce their tax bill. This video changes that. In this video I break down 9 completely legal, ATO-approved tax strategies that everyday Australians can use right now before June 30 2026 to keep more of their money. These aren't loopholes for the wealthy or complex structures that require an expensive accountant. These are straightforward, legitimate strategies that work for salary earners, investors, self-employed Australians, and business owners alike. Here's exactly what we cover: ✅ How to maximise your concessional super contributions before the $30,000 cap resets ✅ The carry forward rule — and why your unused cap space from previous years could be worth tens of thousands ✅ Personal deductible contributions explained — the most underused strategy in the Australian tax system ✅ How to prepay deductible expenses before June 30 and pull the deduction into this financial year ✅ Tax loss harvesting — how to use losing investments to offset your capital gains legally ✅ Two essential EOFY moves for investment property owners including depreciation schedules ✅ The instant asset write-off strategy for business owners and sole traders ✅ Why income protection insurance premiums are fully tax deductible outside super ✅ How charitable donations before June 30 reduce your tax bill with government co-funding Whether you're earning $60,000 or $200,000 these strategies apply to you. The ATO doesn't reward good intentions — it rewards action taken before the deadline. After watching this video you'll know exactly what to do before June 30 2026 to legally pay less tax in Australia. If you found this useful share it with a friend or family member who needs to see it before the deadline. Subscribe and turn on notifications for more Australian personal finance content every week. Disclaimer: This video is for educational and informational purposes only and does not constitute financial or tax advice. Please consult a qualified tax professional or financial adviser before making decisions based on your personal circumstances. #AustralianFinance #EOFY2026 #TaxTipsAustralia #PayLessTax #AussieFinance

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