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Explore Why Most Parents Are Unprepared for the Cost of Raising a Child with 231,226 views, 249 likes, and 102 comments. Experience the impact of this video content that has captured audience attention.

Cost to raise a child in India can shock you ~ ₹1.17 crore from birth to age 21! In this episode, a new mom, a doctor and a financial expert reveal real hospital bills, school fees, and SIP planning for new and expecting parents and share how to financially prepare for every stage - from conception to schooling. 🍼 What's covered: ✅ Real delivery & NICU cost breakdown (metro vs tier-2 cities) ✅ How inflation impacts your corpus ✅ India's declining fertility rate and rising cost of parenting ✅ The 3P approach: Plan, Protect, Prosper ✅ DINK (double income no kids) and FIRE (Financial Independence Retire Early) trends among couples ✅ SIP & SWP strategies Chapters 00:00 - The Real Cost of Raising a Child in India 01:31 - Welcome to Rupee Roundtable 03:23 - The ₹1.17 Crore Breakdown & DINK Trend 05:32 - Year 1 Expenses: Delivery, Vaccines & Surprise Hospital Bills 08:19 - Metro vs Tier 2 Delivery & NICU Costs 11:38 - Financial vs Biological Readiness for Parenthood 15:05 - Pre-Conception to Birth: 3-Phase Financial Plan 17:15 - Using Liquid & Debt Mutual Funds for Short-Term Costs 24:19 - Schooling Expenses & Extracurricular Peer Pressure 30:14 - How to Set a Realistic School Education Budget 33:02 - Funding Annual School Fees Using SWPs 34:34 - Overcoming Emotional Spending & Parent Guilt 38:30 - Career Breaks & Work-Life Balance for Mothers 43:07 - The 3P Financial Framework: Plan, Protect, Prosper 46:13 - Final Advice for Future & New Parents #hdfcmutualfund #costofliving #hdfc #rupeeroundtable #childraising To know more, visit: hdfcfund.com/learn SEBI Registration Number: MF/044/00/6

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