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Click https://betterhelp.com/calebhammer for 10% off your first month of therapy with our sponsor BetterHelp. Join over 4 million people who’ve met with a therapist on BetterHelp and started living a healthier, happier life. ▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email [email protected] ▶DIRTY MONEY: Get dirty with us ;) https://shop.calebhammer.com/dirty ▶My team and I will personally review your budget and put you on the right financial path going forward: https://go.calebhammer.com/review/ _______________________ ▶Resources I use/would use (with discounts/sign-up bonuses): 1) Checking & Savings: Fee-free overdraft up to $200*, when you set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-spotme 2) *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match. 3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer 4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer 5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer _______________________ ▶Our other channels: 1) Vlogs: https://www.youtube.com/@calebhammervlogs/videos 2) Weekend Workplace Podcast: https://www.youtube.com/@WeekendWorkplace/videos 3) Money Makes Cents: https://www.youtube.com/@dollarwiseeducation/videos _______________________ ▶Fun things: 1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer 2) Get your own Hammer Financial Score: https://www.calebhammer.com 3) Merch: The most fun website: https://shop.calebhammer.com _______________________ ▶My socials: https://linktr.ee/calebhammer ▶️Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply _______________________ 00:00 Absolute train wreck 05:50 You have a WHAT?! 12:00 She's doing nothing! 17:10 Just listen to me 20:39 Don't you dare blame your mom 27:30 "Work sucks... I know!" 29:55 Learn how to budget 33:28 Why are you even here? 34:40 Feeling dirty? 35:18 Show us your "home" 38:09 You make money on Twitter 40:13 BetterHelp 43:18 Are you THAT high? 46:14 All she does is beg 50:05 She chooses homelessness 57:08 Hammer Financial Score _______________________ ▶Sponsorship and business inquiries: [email protected] _______________________ These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche, pension, retirement, financial independence retire early. _______________________ ▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice. ▶Sponsorship and business inquiries: [email protected]

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