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Explore 6 Months Into Our $192K Debt Payoff | Debt Payoff Update with 564 views, 18 likes, and 20 comments. Experience the impact of this video content that has captured audience attention.

Six months ago, we started facing nearly $192,000 of debt outside of our mortgage. Today, I’m sharing exactly where we stand—the debt we’ve paid off, the balances that barely moved, the new debt that showed up, and what these first six months of our debt payoff journey have REALLY looked like. This is our full 6-month debt payoff update, and progress definitely hasn’t been a straight line. In this video, I’m walking through our debts one by one, including our credit cards, dental debt, financing balances, student loans, and more. We’ve paid off two debts completely and eliminated almost $9,000 of non-student-loan debt—but we’ve also had emergencies, added new balances, and fully funded and emptied our emergency fund three different times. Now our $1,000 emergency fund is funded again, we’re officially in Baby Step 2, and the goal is to finally begin building momentum with our debt snowball. Our current numbers: • Consumer debt excluding student loans: $26,333.64 • Estimated debt including student loans: $123,507.65 • Total debt including mortgage: $281,993.97 • Non-student-loan debt eliminated since starting: $8,839.81 • Debts completely paid off: 2 This journey is about more than watching balances go down. We’re learning how to become more disciplined stewards of what God has entrusted to us—through budgeting, cash stuffing, sinking funds, saving, and making different financial decisions in real life. 💜 If you’re working through your own debt payoff or financial-discipline journey, tell me in the comments: What are you currently trying to pay off? And if you want to see whether we can actually turn this progress into a real debt snowball and keep these unexpected expenses from knocking us backward, subscribe and follow the journey. The Steward’s Ledger Where Faith Meets Financial Discipline. DISCLAIMER: This video documents our personal household finances and experiences for informational and entertainment purposes only. Nothing shared is individualized financial, tax, legal, or investment advice. #DebtPayoff #DebtFreeJourney #FamilyBudgeting #BudgetWithMe #FinancialStewardship

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