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Explore The Truth About Buying a New vs. Old Home with 139,750 views, 795 likes, and 125 comments. Experience the impact of this video content that has captured audience attention.

New house or old the better buy is the one you actually checked. Eight true-or-false questions separate what you assume from what it costs to own. A brand-new house can still have rushed work. An older one can have a new roof, updated wiring, and a stack of records. Condition and upkeep decide the cost, not the year it was built. A builder warranty is not a blank check. Most come in three parts: one year on the work, two years on systems like plumbing and electrical, and ten years on the structure. Weather damage and normal wear are not covered, and the roof is often covered for only one year. Read the warranty before you close, and put the dates on your calendar so you remember to use the coverage while you have it. An old roof or HVAC is a repair cost you can price. Get a quote, then ask the seller to lower the price or cover some of the cost at closing. On a new build, the advertised price is usually just the base price. Upgrades, appliances, landscaping, blinds, and a fence often cost extra, so ask what’s included in writing. If it’s not, add 10 to 15% to the base price to cover the extras. You can also ask the builder to include some of them in the deal before you sign. Whatever you land on, keep the full payment, with taxes and insurance, at or under 25% of your take-home pay on a 15-year fixed-rate mortgage. Hire your own inspector either way, and schedule a second look before the one-year warranty runs out. Drop your score in the comments. Which assumption almost cost you a good house? #newconstruction #homeinspection #buyinganewhome #buyinganolderhome #shouldibuynewconstruction Next steps: • 🏠Not sure what to do next when buying or selling your home? Check out our Real Estate Home Base for free tools and resources to guide your next steps. ⮕ ⁠https://ter.li/sg4dof • 🏠And if you’re ready to buy or sell your home, ⁠⁠connect with a RamseyTrusted® real estate agent⁠⁠. They’re experts who’ll help you confidently navigate homeownership the way we teach. ⮕ https://ter.li/bslzi2 Explore more from Ramsey Network: 💸 The Ramsey Show Highlights ⮕ https://ter.li/tp4w1h 🧠 The Dr. John Delony Show ⮕ https://ter.li/9l5k9g 🍸 Smart Money Happy Hour ⮕ https://ter.li/dre4oa 💡 The Rachel Cruze Show ⮕ https://ter.li/roya3c 💰 George Kamel ⮕ https://ter.li/2ma765 📈 EntreLeadership ⮕ https://ter.li/proqeb Ramsey Solutions Privacy Policy https://www.ramseysolutions.com/company/policies/privacy-policy

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