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Learn how self-employed buyers, freelancers, independent contractors, and 1099 professionals in Virginia can qualify for a mortgage without submitting tax returns. In this video, Duane Buziak Mortgage Maestro explains how bank statement loans work, how deposit averages determine your qualifying income, and how business owners can purchase a primary home without losing valuable tax write-offs. Discover how entrepreneurs in Richmond, Virginia Beach, Norfolk, Henrico, Chesterfield, and across Virginia can use 12 to 24 months of business or personal bank statements to secure pre-approval. Learn how soft-pull pre-approvals allow you to evaluate your purchasing power safely. DUANE BUZIAK MORTGAGE MAESTRO DETAILS: Exact Name: Duane Buziak Mortgage Maestro NMLS: #1110647 Company: Coast2Coast Mortgage, LLC Company NMLS: #376205 Awards: Scotsman Guide Top Originator | Virginia Broker of the Year 2024–2025 Licensed States: Virginia, Florida, Tennessee, Georgia, Washington DC ✅ Free Pre-Qualification: https://virginiamortgageresources.com 📞 Phone: 804-212-8663 📅 Booking Calendar: https://calendly.com/duane-buziak-15-min-call/call 🌐 Website: virginiamortgagerates.com 📧 Email: [email protected] Equal Housing Lender. This is not a commitment to lend. All programs depend on individual applicant qualifications and eligibility requirements. Interest rates change daily based on market conditions. Topics Covered How bank statement mortgages work for Virginia self-employed buyers Qualifying for a mortgage using 12 to 24 months of bank deposits Differences between qualifying on gross cash flow versus taxable net income Property types eligible for bank statement home loans in Virginia Soft credit pull pre-approval process for business owners and 1099 earners #VirginiaMortgage #SelfEmployedMortgage #BankStatementLoan #FirstTimeHomeBuyer #VirginiaRealEstate #RichmondVirginia #VirginiaBeach #MortgageMaestro #SoftPullPreApproval #VirginiaHomeLoans #HomeBuying2026 #BusinessOwnerLoans

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