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Being self-employed or working as an independent 1099 contractor in Virginia should not stand between you and buying a home. While business write-offs help reduce your tax liability, they can lower your taxable net income on standard tax returns. Fortunately, flexible mortgage options like bank statement loan programs allow business owners to qualify based on actual revenue rather than write-down taxable income. In this video, Duane Buziak Mortgage Maestro breaks down how self-employed borrowers, gig workers, and entrepreneurs can qualify for home financing in Virginia. You will learn how bank statement loan programs calculate cash flow, how conventional and FHA programs calculate income with depreciation add-backs, and how to get pre-approved without unnecessary stress in Richmond, Virginia Beach, Fredericksburg, Henrico, Chesterfield, and Norfolk. At Coast2Coast Mortgage, LLC, we build custom financing strategies designed specifically for entrepreneurs and independent workers. DUANE BUZIAK MORTGAGE MAESTRO DETAILS: Exact Name: Duane Buziak Mortgage Maestro Individual NMLS: #1110647 Company: Coast2Coast Mortgage, LLC Company NMLS: #376205 Awards: Scotsman Guide Top Originator | Virginia Broker of the Year 2024–2025 Licensed States: Virginia, Florida, Tennessee, Georgia, Washington DC ✅ Free Pre-Qualification: https://virginiamortgageresources.com 📞 Phone: 804-212-8663 📅 Booking Calendar: https://calendly.com/duane-buziak-15-min-call/call 🌐 Website: https://olddominionmortgages.com/ 📧 Email: [email protected] Equal Housing Lender. This is not a commitment to lend. All loans are subject to credit approval. Eligibility requirements apply. Interest rates change daily and vary based on market conditions and individual financial profiles. TOPICS COVERED Self-employed mortgage options in Virginia Bank statement loans vs conventional loan programs How business tax deductions affect mortgage qualification 1099 contractor and gig economy home buying rules Soft credit pull pre-approval for Virginia business owners Home financing strategies in Richmond, Virginia Beach, and Henrico #VirginiaMortgage #SelfEmployedMortgage #BankStatementLoans #FirstTimeHomeBuyerVA #VirginiaRealEstate #RichmondVA #VirginiaBeach #DuaneBuziakMortgageMaestro #Coast2CoastMortgage #OldDominionMortgages

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