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Explore 4 Credit Card Mistakes That Are Costing You Money 💳💸 with 307,611 views, 5,067 likes, and 55 comments. Experience the impact of this video content that has captured audience attention.

Many of us use Credit Cards in our day to day life to get the points and rewards! But using the credit card the wrong way can cause great harm to your financial health! Here are the 3 things you should take care when you use your credit card next: Credit Card Limit: Credit beaures have never said anything about the 30% threshold, but it’s a good personal finance practice to keep your credit limit below this number. Don’t use more than 30% of your available credit card limit. If all your credit cards combined give you a limit of 5 lakhs, the best practice is to utilise less than 30% (1.5Lakhs) of the limit at any given point of time. Generally exceeding more than 30% very frequently might negatively impacts your credit rating or your CIBIL score. Closing Credit Cards ? Don’t close your old credit cards, your credit limit or the interest rate on your loans depends a lot on your credit history. Your oldest credit card plays a big role in strengthening your available credit history, so if the card doesn’t have a significantly high fees or a security concern it is generally not recommended to close your oldest card. Credit Card = Debit Card Credit Cards can be a good way to benefit from the reward and the cash backs but considering it as the primary and ease source to take loans can turn out to be fatal. The best practise is to use your credit cards to make only those purchases which you can make with cash outright!

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