

I Spent 2 Weeks Talking to People Across 5 Salary Brackets - Here's What I Found
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Find your perfect credit card in 60 seconds: https://monzy.co/go/ytg No ads. No spam. Check where your income actually stands in India with this calculator: https://monzy.co/calculators/income-percentile-calculator WebVeda is the smartest subscription for the most ambitious Indians. Check it out here: https://bit.ly/4nuuXvx India Genius Challenge is a nationwide search for the brightest young minds of India. Check it out here: https://bit.ly/indiageniuschallenge If you wish to be part of the Money Matters series, please fill up this form: https://forms.gle/G3wwgpVjctRneyQv6 We throw around "middle class" as if we all mean the same thing - yet most people who say it have no idea where India's actual middle sits. So instead of opinion, I followed the data: five people in the same city, under the same sky, living the same ordinary Tuesday, earning ₹12,000, ₹30,000, ₹80,000, ₹3 lakh and ₹3 crore a month. One of these five lives is almost certainly yours - and seeing all five side by side holds up a mirror to it. The reframe that unsettles most people comes first: at ₹10-11,000 a month, India's true median earner is the ₹12,000 person we instinctively call "poor" - and the ₹30,000 earner is already in the top 10%, the ₹3 lakh earner in the top 1%. From there I walk the same 24 hours for each - the shared-room-bed, ₹85-a-day food, walk-or-cycle commute at the bottom; the tiffin service and occasional one-way auto in the middle; the cook, cleaner and bought-back time at ₹80,000; the full staff, international school and EMI-on-a-crore at the top. I run a simple "₹2,000 shock" through all five to show how the same number is five days' pay for one person and a rounding error for another - with the hard data alongside: 75% have no emergency fund, 29% run out before mid-month, 65% of even high earners haven't planned for retirement. The real point lands at the end: each jump buys something specific - comfort, then time, then distance from India, then options - and if you reach a new income but keep living like the old one, that milestone was just a nicer cage, not freedom. #PersonalFinance #MoneyMindset #warikoo ------------------------------------------------------------------------------------------------------------------------------ Apps I use for Investing: Ditto - for unbiased insurance buying experience: https://ditto.sh/7u17m0 Zerodha - for Indian Stock Investing: https://zerodha.com/open-account?c=ZMPHCY Coin by Zerodha - for Mutual Fund Investing: https://zerodha.com/open-account?c=ZMPHCY The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it. Over 5 years we have contributed 1.96Cr in helping kids continue their education. DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions. My bestselling books: 'Winning People Without Losing Yourself': https://amzn.to/45VpDdl 'Beyond The Syllabus': https://amzn.to/3ICkIFh 'Build an EPIC Career': https://amzn.to/4kJlOfB 'Make EPIC Money': https://amzn.to/3WHJ43F ‘Get EPIC Shit Done’: https://amzn.to/4fK1IR5 ‘Do EPIC Shit’: https://amzn.to/4fK9uuv My gear for shooting this video: 🎥 Sony a7III camera: https://amzn.to/3GtfwCJ 🎬 Sony FE 24-70 f2.8 Lens: https://amzn.to/449B8MM 📹 Sony E Mount FE 24-50mm F2.8: https://amzn.to/3RjcgiN 🎙 Shure SM7B Microphone: https://amzn.to/3Tk5Ygk 🔆 Godox Fill Light 60W: https://amzn.to/4exQvmL 💡 Godox Key Light 150W: https://amzn.to/4bkzLyE 📽 Benro IT15 Tripod for Sony a7III camera: https://amzn.to/4km4ZXP If you buy using the above Amazon links, I stand to make affiliate income from it and 100% of this income is contributed towards the education of kids who cannot afford it. My Social Media Handles: 📩 My weekly newsletter: https://ankurwarikoo.com/newsletter/ 📱 Instagram: https://instagram.com/ankurwarikoo 🐦 Twitter: https://twitter.com/warikoo 👨🏻💻 LinkedIn: https://www.linkedin.com/in/warikoo 😄 Facebook: https://www.facebook.com/awarikoo/ 🖋 Daily Blog: https://ankurwarikoo.com/blog/
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