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Explore VA IRRRL - Streamlined Refinance, A Veterans Guide to a No Closing Cost Refinance with 571 views, 94 likes, and 0 comments. Experience the impact of this video content that has captured audience attention.

Got it. I'll draft a blog post based on the provided script, ensuring it includes a title, headers where necessary, and related hashtags. I'll also draft a longer summary as requested. --- Title: Understanding VA Streamline Refinance (IRRRL): A Veteran’s Guide Introduction Hi, my name is Kevin Retcher, and I’m the owner of First Meridian Mortgage. Today, I want to discuss the VA Interest Rate Reduction Refinance Loan (IRRRL), commonly known as the VA Streamline Refinance or VA IRRRL. As a veteran-owned business, it's my favorite loan product because I love taking care of our veterans. Here’s what you need to know about this valuable refinancing option. Why Consider a VA Streamline Refinance? For veterans who closed on a VA loan in November or December of 2023, you likely locked in an interest rate around 7%. Given that you’re coming up on your 210-day timeframe, you may now be eligible for a VA IRRRL. This streamlined process can significantly reduce your payments and offer considerable savings. Understanding the Costs Let's break down the costs for a $600,000 refinance in Virginia: - **Average Closing Costs**: Approximately $4,200 - **VA Funding Fee**: Around $3,000 if not exempt To cover all these costs, you would need approximately $7,190. Loan Options Here are some of the best options available: 1. **6.5% Interest Rate**: With a 720 credit score, you can receive a 1.2% credit, covering all costs including the VA funding fee. 2. **6.25% Interest Rate**: This option offers a 0.911% credit, which would cover all the closing costs (about $5,400). The remaining $1,700 would be recouped within about 5.5 months. If you are exempt this would be a free deal and you would make money! One major benefit of the VA IRRRL is the lack of requirement for an appraisal or income verification. The process is streamlined and typically takes. Mortgage Rates change daily, these quotes were on June 4th 2024 Kevin Retcher, Broker Owner Loan Officer, Insurance Agent, Realtor (o)703-799-5626 (C) 703-201-6138 Email [email protected] Website: https://firstmeridianmortgage.com/ Loan Application: https://www.blink.mortgage/app/signup/p/firstmeridianmortgagecorporationx?campaign=loanapplication/ *************************************************************************** Live Mortgage rates https://firstmeridianmortgage.com/get-live-rate/#null/ First Meridian Mortgage, 8305 Richmond Hwy 12A, Alexandria VA 22309 Licensed in VA,DC,MD - NMLS 180004, NMLS 116922 www.nmlsconsumeraccess.org KSA Insurance Agency, 8305 Richmond Hwy 12A, Alexandria VA 22309 Jobin Realty, 5592 Backlick Road. Springfield Virginia, 22151 703-642-8500 Licensed realtor in Virginia VA IRRRL - Streamlined Refinance, A Veterans Guide to a No Closing Cost Refinance

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