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Explore 21 Year Old Makes Only $16 a month | Financial Audit with 220,133 views, 4,108 likes, and 489 comments. Experience the impact of this video content that has captured audience attention.

Help grow this channel with just ONE cup of coffee a month: https://www.patreon.com/calebhammer ▶️ Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply Checking & Savings: Fee-free overdraft up to $200*, when you set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-spotme Private 1-on-1 consultation: https://calebhammer.as.me/ _______________________ 00:00 Intro 00:26 Ty 02:56 Checking's Account 11:15 Savings Account 13:30 Student Loans 16:10 Financial Goals 20:44 Closing Thoughts _______________________ Socials: Website: https://www.calebhammer.com/ TikTok: https://www.tiktok.com/@calebhammercomposer?is_from_webapp=1&sender_device=pc Instagram: https://www.instagram.com/calebhammercomposer/ Facebook: https://www.facebook.com/calebhammercomposer Snapchat: calebhammer My filming equipment: Camera: https://amzn.to/3OqHkG5 SD storage: https://amzn.to/3OaimKD Tripod: https://amzn.to/3ObsaEn Microphone system: https://amzn.to/3ObIYeq Lighting: https://amzn.to/3REor4Z Teleprompter: https://amzn.to/3OaiLN9 USB C SD card reader: https://amzn.to/3PAq02m _______________________ Today we sit down with Ty. She's a 21-year-old based out of San Antonio Texas. She only brings in $16 a month more than she spends. She also has about $10,000 in student loan debt... ... what are your thoughts? What should Ty do to improve her finances? **Disclaimer: neither this video, nor any content produced by Caleb Hammer should ever be considered investing advice or official financial advice. All content is made for entertainment and educational purposes** _______________________ Edited by Piercen Farrow Give this video a like and drop any comment below so that YouTube recommends this video to other people! Subscribe and stick around for more.

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