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Duane Buziak, NMLS #1110647 | Coast2Coast Mortgage LLC, NMLS #376205 | Equal Housing Opportunity Licensed in VA, FL, TN, GA, DC, NC, SC & MD. Think you need a massive pile of cash just to purchase your first home? In this detailed breakdown, Duane Buziak, Mortgage Maestro explains the reality of down payment assistance programs, homebuyer grants, and low-down-payment mortgage solutions. Many renters assume that saving a full 20% down payment is mandatory before they can stop renting. The truth is that multiple financing solutions exist to help bridge the down payment gap. However, not all assistance programs are created equal. In this video, you will learn: The difference between true non-repayable grants and second-lien loan programs How forgivable assistance structures work over time Why shared-appreciation equity arrangements can be risky for buyers How down payment options pair with FHA and conventional loan structures The exact steps to evaluate your buying power without affecting your credit profile Whether you are looking to purchase in Richmond, Virginia Beach, Norfolk, Chesapeake, Chesterfield, Henrico, Fredericksburg, Hampton, Newport News, Arlington, Alexandria, or anywhere across the Commonwealth, getting clarity on your financing is the first step toward lasting security. DUANE BUZIAK MORTGAGE MAESTRO DETAILS: Duane Buziak, Mortgage Maestro | NMLS #1110647 Coast2Coast Mortgage, LLC | NMLS #376205 Awards: Scotsman Guide Top Originator | Virginia Broker of the Year 2024–2025 Licensed in: VA, FL, TN, GA, DC, NC, SC & MD. ✅ Free Pre-Qualification: https://virginiamortgageresources.com 📞 Phone: 804-212-8663 📅 Booking Calendar: https://calendly.com/duane-buziak-15-min-call/call 🌐 Website: www.virginiasmortgagestore.com 📧 Email: [email protected] Ready to explore your options? Comment HOME or comment LOAN below to get your personalized review! Get your NoTouch Credit Pull pre-approval — no hard inquiry, no pressure. Link below: https://virginiamortgageresources.com Equal Housing Opportunity. This is not a commitment to lend. All loans are subject to credit and underwriting approval. Programs, rates, terms, and conditions are subject to change without notice depending on your individual circumstances. TOPICS COVERED Down payment assistance program options in Virginia True non-repayable grants vs repayable second liens Risks of shared-equity mortgage programs Low down payment conventional and FHA guidelines Evaluating home purchasing power without credit risk NoTouch Credit Pull pre-approval process #DownPaymentAssistance #VirginiaMortgage #FirstTimeHomebuyer #MortgageMaestro #DuaneBuziak #StopRenting #VirginiaRealEstate #HomeLoans #CreditScoreTips #RichmondVA #VirginiaBeach

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