22:37Long-form

Your Credit Score Drops Even When You Pay On Time - Here's Why

GermanyPublished February 10, 2026

Views 1.30MΒ  | Β Likes 38.9KΒ  | Β Comments 5.06K
Views#4,356,183Global
Views#27,240Germany

Channel

Tom Talks MoneyTom Talks Money
67.7K subsβ€’218 videosβ€’Nov 2025

At a glance

Views

1,308,247

Likes

38,919

Comments

5,069

Performance vs. channel

All-time outlier score

Engagement rate

Revenue estimate

Details β†’

Total (all-time): $916 – $2.61K

Based on estimated $0.7–$2 CPM.

About

🧠 Master your money with my free CashClass Budgeting 101 course (No bank logins required): https://cashclass.app/free-course πŸ› οΈ The Optimizer's Toolkit (ROI-Positive Gear): https://tinyurl.com/tomtalksmoney Ever feel like you pay your credit card bills on time but your credit score still drops? You aren't imagining…

Published
February 10, 2026
Made for kids
No

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How Your Credit Score Drops Even When You Pay On Time - Here's Why is doing

It has 1.30M views in total. It ranks #4,356,183 among tracked YouTube videos by views.

Key facts about Your Credit Score Drops Even When You Pay On Time - Here's Why

Total views
1.30M
Total likes
38.9K
Total comments
5.06K
Published
February 10, 2026
Global rank by views
#4,356,183

Frequently asked questions

How many views does Your Credit Score Drops Even When You Pay On Time - Here's Why have?

Your Credit Score Drops Even When You Pay On Time - Here's Why has 1,308,247 views, 38,919 likes and 5,069 comments, ranking #4,356,183 among tracked YouTube videos by views.

How accurate are these YouTube video analytics?

View, like, and comment counts come from YouTube's public API and refresh regularly. Growth and revenue figures are estimates built from tracked historical data, so they can differ slightly from what the creator sees privately in YouTube Studio.

What is the outlier score?

How this video's views compare to the channel's usual Shorts or long-form video. A 2x score means double the usual views for that channel, 0.5x means half.

What is engagement rate and how is it calculated?

Likes and comments per view, compared to this channel's typical engagement rate β€” shown as above or below what's usual for the channel.

How is the revenue estimate calculated?

It's a rough public estimate based on a $0.7–$2.0 CPM (revenue per 1,000 views) applied to view count β€” not actual creator earnings, which depend on ad rates, audience geography, and monetization settings YouTube doesn't expose publicly.

Is this YouTube video analytics checker free?

Yes. You get 10 free channel and video analytics lookups per 24 hours without an account β€” logging in, which is also free, removes that limit entirely.